Expat students that live abroad in any of the three years prior to starting their medical degrees are in danger of losing their eligibility for home fees at UK universities. Each university will undertake due diligence when assessing whether a student has maintained their eligibility for home fees but if the course is a medical degree there is further scrutiny.
This is partly because the degree is so expensive to deliver and partly because home and overseas places for medical students are capped by the UK Government. Institutions that offer home fee places to students incorrectly are at risk of being fined by the UK Government so home fees for medical degrees is of added importance.
Cost of medical degrees for home students v overseas students
UK home fees for medicine vary from £1,820 per year at Scottish universities (Scottish nationals), £4.630 at Northern Irish universities (NI and ROI nationals) to £9,000 plus for Welsh and English universities. Universities fix these lower tuition fees for home students as their places are subsidised by the Government.
The true cost of delivering such intensive medical training is much higher; overseas medical students pay anything between £32,000 per annum to up to £61,000 per year (depending upon the UK country, the institution and whether it is for preclinical or clinical years) for 5 to 6 years. There may also be additional costs for overseas students, such as College fees at Cambridge university.
The disparity in cost to students means that if you are borderline for home fees, such as expat students, there is a real importance to maintain your home fee eligibility to avoid paying a much higher rate.
Overseas students will not be able to apply for a student loan as home students can, so there is the added burden of funding the higher tuition fees and living expenses yourself.